Privacy transaction webhooks are used to receive advice messages. Advice messages require only a response code 200 and do not require a response body. If this isn't received (e.g., if the client backend is offline), Privacy will continually attempt to retransmit the message using exponential backoff (doubling the time between messages each iteration) until the backoff period exceeds 24 hours.

If transaction webhooks are enabled, we'll send an HTTP POST request to a user-specified url (in the account settings page) whenever a transaction lifecycle event occurs. We recommend responding to transactions webhooks with a 200 at time of receipt. If there is no response or a non-200 response, Privacy will retry sending the webhook. Retries are attempted with exponential backoff, starting with the first retry 5 minutes after the webhook and ending when the next attempt would be over a day.

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In sandbox, users can create a transaction webhook by adding a URL on the account settings page of their Privacy account. After logging in, use the dropdown and select Account. On the Account Settings page under Enable API, select Enable Sandbox Webhook and enter a URL.

Message Types

Transaction Events are generated for the following actions:


Authorization	The API sends an event for all approvals. Decline events are available with API Issuing accounts
Auth Advice	Transaction was declined by an upstream switch or a previous authorization's amount is being adjusted
Void	Previous pending authorization is voided
Clearing	Clearing for an existing, pending authorization
Return	Credit — value is pushed onto card

HMAC Verification

To verify that the request is legitimate, you may generate an HMAC of the transaction object and compare it with the one included in the X-Privacy-HMAC request header.

See below for example implementations of verifying a webhook request.

import base64
import hashlib
import hmac
import json


def to_json_str(json_object):
    return json.dumps(json_object, sort_keys=True, separators=(',', ':'))


def hmac_signature(key, msg):
    hmac_buffer = hmac.new(
        key=bytes(key, 'utf-8'),
        msg=bytes(msg, 'utf-8'),
        digestmod=hashlib.sha256
    )
    return base64.b64encode(hmac_buffer.digest()).decode('utf-8')


def request_is_from_privacy(api_key, transaction, request_headers):
    request_hmac = request_headers["X-Privacy-HMAC"]
    data_hmac = hmac_signature(api_key, to_json_str(transaction))

    return hmac.compare_digest(request_hmac, data_hmac)

const crypto = require("crypto");
const https = require("https");


function hmacSignature(key, msg) {
    return crypto.createHmac("sha256", key)
                 .update(msg)
                 .digest("base64");
}

function requestIsFromLithic(apiKey, transaction, requestHeaders) {
	const requestHmac = requestHeaders["X-Lithic-HMAC"];
  
  const requestJson = JSON.stringify(transaction, Object.keys(transaction).sort());
  const dataHmac = hmacSignature(apiKey, requestJson);

  return crypto.timingSafeEqual(requestHmac, dataHmac);
}

import com.fasterxml.jackson.core.JsonProcessingException;
import com.fasterxml.jackson.databind.MapperFeature;
import com.fasterxml.jackson.databind.ObjectMapper;
import com.fasterxml.jackson.databind.SerializationFeature;

import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import java.security.InvalidKeyException;
import java.security.NoSuchAlgorithmException;
import java.util.Base64;

public class HmacTester {
    private static final String ALGORITHM = "HmacSHA256";
    private static final ObjectMapper SORTED_MAPPER = new ObjectMapper();

    static {
        // This will sort the properties alphabetically
        SORTED_MAPPER.configure(MapperFeature.SORT_PROPERTIES_ALPHABETICALLY, true);
        SORTED_MAPPER.configure(SerializationFeature.ORDER_MAP_ENTRIES_BY_KEYS, true);  
        // This will remove the indention between keys and values in the requests
        SORTED_MAPPER.disable(SerializationFeature.INDENT_OUTPUT);
    }

    public boolean requestIsFromLithic(String apiKey, Object transaction, String requestHmacHeader) throws JsonProcessingException, NoSuchAlgorithmException, InvalidKeyException {
        String hmacSignature = hmacSignature(apiKey, toJsonStr(transaction));
        return hmacSignature.equals(requestHmacHeader);
    }

    private String hmacSignature(String key, String msg) throws NoSuchAlgorithmException, InvalidKeyException {
        SecretKeySpec secretKeySpec = new SecretKeySpec(key.getBytes(), ALGORITHM);
        Mac mac = Mac.getInstance(ALGORITHM);
        mac.init(secretKeySpec);
        byte[] bytes = mac.doFinal(msg.getBytes());
        return new String(Base64.getEncoder().encode(bytes));
    }

    private String toJsonStr(Object transaction) throws JsonProcessingException {
        return SORTED_MAPPER.writeValueAsString(transaction);
    }
}

using Newtonsoft.Json;
using System.Text;
using System.Security.Cryptography;
using Newtonsoft.Json.Linq;

public class HmacTester2
{
    public bool RequestIsFromLithic(String apiKey, string transaction, String requestHmacHeader)
    {
        var hmacSignature = HmacSignature(apiKey, ToJsonStr(transaction));
        return hmacSignature.Equals(requestHmacHeader);
    }

    private String HmacSignature(String key, String msg)
    {
        byte[] bytes = Encoding.UTF8.GetBytes(key);
        HMAC hmac = new HMACSHA256(bytes);
        bytes = Encoding.UTF8.GetBytes(msg);
        return Convert.ToBase64String(hmac.ComputeHash(bytes));
    }

    private String ToJsonStr(string transaction)
    {
        var jObj = (JObject)JsonConvert.DeserializeObject(transaction);
        Sort(jObj);
        return JsonConvert.SerializeObject(jObj);
    }

    private static void Sort(JObject jObj)
    {
        var props = jObj.Properties().ToList();
        foreach (var prop in props)
        {
            prop.Remove();
        }
        foreach (var prop in props.OrderBy(p => p.Name))
        {
            jObj.Add(prop);
            if (prop.Value is JObject)
            {
                Sort((JObject)prop.Value);
            }
            if (prop.Value is JArray)
            {
                foreach(var obj in prop.Value){
                    Sort((JObject)obj);
                }
            }
        }
    }
}

use base64;
use hmac::{Hmac, Mac};
use serde::Serialize;
use serde_json;
use sha2::Sha256;

fn sort_alphabetically<T: Serialize, S: serde::Serializer>(
    value: &T,
    serializer: S,
) -> Result<S::Ok, S::Error> {
    let value = serde_json::to_value(value).map_err(serde::ser::Error::custom)?;
    value.serialize(serializer)
}

#[derive(Serialize)]
struct SortAlphabetically<T: Serialize>(#[serde(serialize_with = "sort_alphabetically")] T);

#[derive(Serialize)]
struct Transaction {
    token: String,
    amount: i64,
}

fn main() {
    let args: Vec<String> = env::args().collect();

    let api_key = &args[1];
    let hmac_header = &args[2];

    type HmacSha256 = Hmac<Sha256>;

    let mut mac = HmacSha256::new_from_slice(api_key.as_bytes()).unwrap();

    let transaction = Transaction {
        token: "270a4a65-44d0-4fb2-9bf9-59fd860d6b94".to_string(),
        amount: 100,
    };

    let transaction_json = serde_json::to_string(&SortAlphabetically(&transaction)).unwrap();

    mac.update(&transaction_json.as_bytes());

    let code_bytes = base64::decode(hmac_header).unwrap();

    // `verify_slice` will return `Ok(())` if code is correct, `Err(MacError)` otherwise
    mac.verify_slice(&code_bytes[..]).unwrap()
}

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Note the JSON the HMAC is generated from has no extra whitespace, uses all double quotes "" for strings, and sorts the key-value pairs in all JSON objects by key alphabetically.

Schema

The request payload will contain a Transaction object.